Dental Insurance Buzzards Bay
Top-Quality Dental Care at an Affordable Price
Dental insurance is a precious asset that can make it easier to receive top-quality dental care at an affordable price. Are you getting the greatest value out of your policy? Whether it is a benefit through your workplace or something you bought on your own, our team is eager to help you understand and maximize your coverage. Continue reading below to discover how we can do that.
How Dental Insurance Works
Every dental insurance policy has a unique set of coverage levels, fees, and stipulations. It is important that you take time to familiarize yourself with the details of your unique plan. Your online insurance portal may have a wealth of information for you to peruse.
Before you do that, though, here is a basic overview of how many standard PPO plans work:
- Preventive care is often 100% covered.
- Minor services are up to 80% covered.
- Major services are up to 50% covered.
Not all plans cover all treatments, so keep that in mind when you are shopping for insurance, particularly if you are interested in specialty treatments, such as orthodontia or dental implants.
What Is the Difference Between Dental & Medical Insurance?
Medical insurance is meant to help you look after your head-to-toe health, so it covers things like routine physicals, management of chronic conditions, and emergency care. It does not usually cover routine dental services, such as cleanings, checkups, and fillings. Dental insurance, on the other hand, covers a broad range of services that benefit the health of your teeth and gums.
In some instances, there is a bit of overlap between dental and medical insurance. For example, they might both apply to certain types of oral surgeries.
In-Network vs. Out-of-Network
Whether our practice is in your insurance network or outside of it, you may be able to use your benefits when you come to visit us.
In-Network Coverage
If a practice is in-network with your insurance, it means there is a contract that controls prices and encourages a specific standard of care. Often, out-of-pocket prices are lowest at in-network practices. At Canal Side Family Dental, we are in-network with:
- Delta Dental,
- BlueCross BlueShield
- MetLife
- Cigna
- United Healthcare
- Aetna
- Guardian
- Altus Dental
- United Concordia
- Assurant
- And others — to find out if we are in-network with your insurance, simply give us a call!
Out-of-Network
If you have a PPO dental plan, you are free to use it at virtually any practice in the U.S., regardless of network status. Therefore, even if we are not in your network, we encourage you to find out how your benefits may apply when you visit us. You may be pleasantly surprised by how much you can save even when you venture out of network! Remember that the most important thing is to visit a dental team whom you truly trust to take good care of you.